Everybody has heard advice for purchasing a home, however in this present climate and with the current market, traditional advice has to be adapted!
Everyone wants to make sure they get the best advice for them. Realty Times has released what is an updated version of what could be said is “A Buyers Guide To Purchasing A Home”. They say that the time to act is now, of course only if you want to take advantage of great low rates and a large selection of homes for sale.
The first step in the right direction in your decision to purchase a home, whether as your own primary home, vacation home, or investment property, is to work with the right agent. Here at The Raines Group we offer buyers a unique set of skills and services tailored to them.
Next, start loan shopping! Getting a pre-qualification from a lender is a great way to expedite the process as well as pulling your own credit and checking it for errors. Also, if you are going to go directly to a bank and not a mortgage broker, stick with one of the well known institutions, if you want to modify your loan later down the line, it may be easier with one of the more solid banks than with someone obscure.
Then, when you have found that perfect property, make sure the home appraises sufficiently. The appraisal report is key to much in the process. Many buyers underestimate its importance. So the lesson here is to commission a report early!
Whatever your approach to purchasing a home, know that you will have your Raines Group Real Estate agent every step of the way to guide you.
If you are looking to purchase a property in New Albany, Gahanna, Blacklick, Westerville, or another Central Ohio community, please contact The Raines Group. We offer professional real estate advice and are happy to help you achieve your real estate goals. Please contact us today via our online contact form or by calling The Raines Group at 614-418-7417.